Terms & Conditions

1. About Our Services

Anti Harassment India provides guidance and assistance relating to loan repayment difficulties, credit card-related concerns, recovery communication, and recovery harassment.

Our role is to help individuals understand their situation, available options, relevant processes, and possible next steps.

2. No Guarantee of Outcome

We do not guarantee:

• Loan waiver or cancellation
• Reduction or settlement of outstanding dues
• Closure of any loan or credit card account
• Stoppage of recovery calls or communication
• A particular legal or financial outcome
• Approval of any repayment or settlement proposal

Any decision regarding repayment, settlement, restructuring, waiver, or closure ultimately depends on the concerned lender, financial institution, authority, or other relevant party.

3. Information Provided on the Website

The information available on this website is provided for general informational and guidance purposes.

It should not be considered a substitute for professional legal, financial, or regulatory advice where such advice is required.

Users should consider their individual circumstances before taking any financial or legal action.

4. User Responsibilities

By using our website or services, you agree to:

• Provide accurate and genuine information
• Not provide misleading or fraudulent information
• Use our services only for lawful purposes
• Not misuse, copy, or interfere with the website or its content
• Cooperate honestly when information is required to understand your concern

You are responsible for the information and documents you voluntarily provide to us.

5. Loan and Recovery Matters

Anti Harassment India does not represent itself as a lender, bank, NBFC, credit card issuer, or recovery agency.

We do not control the actions, decisions, policies, or communication of any lender or financial institution.

Any action taken by a lender, recovery agent, financial institution, or authority remains outside our direct control.

6. Third-Party Websites and Services

Our website may contain links to third-party websites, platforms, or services.

We are not responsible for the content, privacy practices, availability, or policies of third-party websites. Users should review the relevant terms and privacy policies before using such services.

7. Intellectual Property

All content available on this website, including text, graphics, logos, designs, images, and other materials, belongs to or is used by Anti Harassment India unless otherwise stated.

You may not reproduce, copy, modify, distribute, or commercially use our content without prior written permission.

8. Limitation of Liability

To the extent permitted by applicable law, Anti Harassment India shall not be responsible for any direct or indirect loss, damage, financial consequence, or outcome arising from decisions made by a user based on information or guidance provided through our website or services.

Users remain responsible for evaluating their individual situation and decisions.

9. Service Availability

We aim to keep our website and services available and functional. However, we do not guarantee that the website will always be available, uninterrupted, error-free, or free from technical issues.

We reserve the right to modify, suspend, or discontinue any part of the website or services when necessary.

10. Privacy

Your use of our website is also subject to our Privacy Policy, which explains how information provided by you may be collected, used, and protected.

11. Changes to These Terms

We may update or modify these Terms & Conditions from time to time.

Any changes will be published on this page, and the revised “Last Updated” date will indicate when the terms were updated.

12. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the applicable laws of India.

Any disputes shall be subject to the jurisdiction of the appropriate courts in India.

13. Contact Us

If you have any questions regarding these Terms & Conditions, you may contact us through the contact details available on our website.